explainers

Malaysia, in plain English.

The terms that shape everyday life ~ income groups, taxes, savings, wages ~ explained simply and sourced from official references.

Income

B40, M40 & T20 explained

Malaysia's household income groups and thresholds.
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Tax

SST explained

Sales & service tax rates, and the 2025 expansion.
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Savings

EPF (KWSP) explained

Contribution rates, dividends and your accounts.
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Wages

Minimum wage in Malaysia

RM1,700/month — who it covers and when.
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