explainers
Malaysia, in plain English.
The terms that shape everyday life ~ income groups, taxes, savings, wages ~ explained simply and sourced from official references.
Income
B40, M40 & T20 explained
Malaysia's household income groups and thresholds.
TaxSST explained
Sales & service tax rates, and the 2025 expansion.
SavingsEPF (KWSP) explained
Contribution rates, dividends and your accounts.
WagesMinimum wage in Malaysia
RM1,700/month, who it covers and when.
NewGovernmentGovernment procurement explained
Tender, sebut harga & direct nego, how the government buys.
NewGuideHow to find & bid for a tender
Where to look, how to check eligibility, and how to bid.
NewElectionHow Malaysian elections work
222 seats, 112 to govern, first-past-the-post, Parlimen vs DUN.
NewIncomeWho is really middle class?
KRI says only the top 30% spend like a middle class, not the M40.
more explainers
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